There are several funding options you can use to get the treatment you need. The best possible outcome is to find a way to cover the costs through your insurance provider, but if this doesn’t work, you can still use a small loan or crowdfunding.
If you live in the US, you know anything health-related often causes anxiety and stress because the costs can get you in debt. So, what do you do when you’re trying to find help for your increased anxiety and stress?
As a society, we are still scratching the surface when it comes to mental well-being, which is why therapy is not readily available to everyone who may need it. Moreover, different kinds of therapy are even more difficult to reach out to due to a series of factors (and yes, the cost is one of them).
Today, we are going to talk about music therapy and how you can get the treatment you need, even if your budget can’t cover it at the moment.
Music therapy uses the power of music to help people address and express their physiological, emotional, cognitive, social, and psychological needs. It can be used as a standalone therapy or in conjunction with other forms of therapy, depending on each patient’s response and a specialist’s recommendation.
The great thing about this form of therapy is that it allows people to choose their own path. It can also be conducted in a group or an individual setting and may involve various techniques such as improvisation, songwriting, music listening, and movement to music.
It’s also an extremely inclusive form of therapy, as it can help people of all ages, from children to older adults, with a wide range of conditions such as neurological disorders, developmental disabilities, mental health issues, chronic pain, and cancer. It can also be used to support individuals with physical disabilities, as well as those in palliative care.
It’s also a form of therapy that can help with day-to-day problems, like reducing sleepless nights, improving your mood, or finding ways to socialize.
The cost of music therapy can vary depending on several factors, such as the location, the therapist's credentials, and the length of the session. Moreover, if you don’t need the help of a therapist, you can reduce costs by using one of the many music therapy apps on the market.
However, if you need guided sessions and the expenses are too much, here are a few ways to make sure you get the care you need.
In some cases, insurance may cover some or all of the costs of music therapy if it is prescribed by a healthcare provider as a medically necessary treatment. So talk to your insurance provider and find out the conditions, and then talk to your healthcare provider and see if they can help with that.
Also, do a bit of research into local music therapists since many offer sliding scale fees or reduced rates for individuals who cannot afford the full cost of therapy. Moreover, some community organizations and nonprofit agencies may offer music therapy services at reduced costs or for free.
If your current situation doesn’t fit your insurance provider's conditions, but you still want to try music therapy, you may want to consider a small loan. The good news is that you can apply for one online, and if your credit score is good, you may even get approved pretty fast. For more on this, check out SoFi’s low-interest personal loans online offer.
Platforms like GoFundMe, Donorbox, or Kickstarter are a great way to get your personal needs financed with the help of people willing to help. Plus, you may have the opportunity to create a community around music therapy and let more people know about its wonderful benefits.
If successful, crowdfunding is more flexible and involves fewer risks than traditional loans. However, it takes a bit of skill to create a campaign that will attract the right audience.
In summary, there are several funding options you can use to get the treatment you need. The best possible outcome is to find a way to cover the costs through your insurance provider, but if this doesn’t work, you can still use a small loan or crowdfunding.
